After a car accident where you weren't at fault, you might assume you won't need help from an auto accident attorney. Because the other party is clearly at fault, you should be able to settle your auto accident case effortlessly. But this isn't necessarily the case, even with car accident cases where liability appears clear-cut.
Receive Full Compensation for Your Injuries
Even if it's easy to prove that the other party is at fault, such as with a head-on collision involving a drunk driver who was speeding, you may not receive total compensation for your injuries if you aren't working with an experienced auto accident attorney. An attorney can help you ensure that you have fully calculated your damages and also help you find other parties who you can sue.
Calculate All Your Damages
You must calculate all of your damages. These include not only lost wages and medical expenses but also lost future wages and future medical expenses. An attorney can help you with this.
Overcome the Policy Limit
One of the obstacles you might encounter is when the at-fault party has a low policy limit. When you reach the policy limit, you can no longer ask for more money from the insurance provider. At that point, to pay for your expenses, you'll need to take legal action against the motorist or find another party to sue who is also responsible for the accident.
Identify Hidden Assets
You may successfully win a lawsuit against the at-fault motorist. But if they do not have the assets to pursue, you might be unable to collect. They might have wages you can garnish or a bank account you can levee.
Find Other Parties at Fault
Another party might be at fault for the accident, and an auto accident attorney may help you identify them. For example, if the motorist was served too many drinks at a social gathering and allowed to drink and drive, the event host may be partially responsible for the accident. If your car had defective airbags that contributed to your injuries, you could file a lawsuit against the automaker.
If you take legal action against the automaker, you may be entitled to compensation through their insurance provider. A company will also have more assets it can use to pay a larger settlement. Then, you'll be able to receive the compensation you deserve.
Contact an auto accident attorney for more information.